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Daniel P. Torres Financial & Insurance Services is independently owned and operated from NYLIFE Securities LLC and its affiliates.

Dan Torres is an agent(s) licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of CA (CA Insurance Lic. # 0G66370). No insurance business may be conducted outside this state referenced.

*Dan Torres is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency at 3255 March Lane Stockton CA 95219 (209) 955-2400. In this regard, this communication is strictly intended for individuals residing in the state of CA. No offers may be made or accepted from any resident outside the specific state referenced.

Dan Torres is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.